TheGreenWatt

Solar Inverter Size Calculator: What Size Inverter Do You Need?

Your inverter needs to handle every watt your loads demand simultaneously -- both the steady continuous draw and the brief high-power surges when motors start. Undersizing means tripped breakers and failed startups. Oversizing wastes money and efficiency. This guide walks through the sizing formula, explains continuous vs surge watts, covers the differences between inverter types, and includes a load table to get your numbers right.

Calculator

Use this calculator to estimate inverter sizing based on your loads and battery system.

Solar panel charging a battery through a charge controllerA solar panel at the top connected to a charge controller in the middle and a battery at the bottom, with energy flowing downward.
Ah
hrs
Required solar panel size
0W
To charge a 100Ah 12V Lithium (LiFePO4) battery in 5 hours
Energy to charge
1.26kWh
If you use 100W panels
3
panels needed
If you use 200W panels
2
panels needed
171 kg
CO₂ avoided per year
0.04
equivalent US homes powered
8
trees planted equivalent
$74
estimated annual savings
ChemistryEfficiencyCycle LifePanel Watts
Lithium (LiFePO4)95%3,000–5,000252 W
Deep Cycle AGM85%500–1,000283 W
Lead-Acid Flooded80%300–500300 W
Tap to see sensitivity analysis
202 W-20%252 W302 W+20%
Sensitivity range
ScenarioValue
Low (-20%)202 W
Expected252 W
High (+20%)302 W

Battery chemistry has the biggest effect \u2014 switching from lead-acid to lithium reduces required panel watts by ~20%.

The Inverter Sizing Formula

The core formula for off-grid and battery backup inverters is simple:

Minimum Inverter Size (W) = Total Continuous Load (W) x 1.25

The 1.25 multiplier is the NEC-required safety margin for continuous loads (loads running 3 hours or more). It ensures your inverter is not running at 100% capacity continuously, which would cause overheating and premature failure.

For surge capacity, identify your largest motor load and confirm the inverter's surge rating can handle it:

Required Surge (W) = Largest Motor Starting Watts + All Other Running Loads

Worked Example: Off-Grid Cabin

Your simultaneous loads:

  • Refrigerator: 150W running, 600W surge
  • LED lights: 100W
  • Laptop charger: 65W
  • WiFi router: 12W
  • Phone charger: 20W
  • Ceiling fan: 75W

Total continuous: 422W x 1.25 = 528W minimum continuous rating

Surge scenario (refrigerator compressor kicks on while everything else runs): 600W + 272W (everything except the fridge's running watts) = 872W surge needed

A 1000W pure sine wave inverter handles this comfortably with margin. However, if you plan to add a well pump (1000W running, 3000W surge) or a microwave (1200W), you need to size for those loads too.

Continuous Watts vs Surge Watts

Every inverter has two power ratings, and understanding both is critical.

Continuous watts is the power the inverter can deliver all day, every day, without overheating. This is your primary sizing target.

Surge watts (peak watts) is the power the inverter can deliver for a brief period -- typically 5 to 30 seconds -- to handle motor startup current. Motors in compressors, pumps, and power tools draw 3 to 7 times their running watts when they first start, then drop to their normal running watts within a few seconds.

If your inverter's surge rating cannot meet a motor's starting demand, the motor will stall. Repeated stall attempts can damage both the motor and the inverter.

Common Appliance Loads: Continuous and Surge Watts

ApplianceContinuous WattsSurge WattsSurge Multiplier
Refrigerator100-200400-8003-4x
Freezer (chest)50-100200-4003-4x
Well pump (1/2 HP)500-7501500-30003-4x
Well pump (1 HP)750-15003000-60004-5x
Sump pump (1/3 HP)400-6001200-24003-4x
Window AC (5,000 BTU)5001500-25003-5x
Central AC (3-ton)350010,000-15,0003-4x
Microwave (1000W)1000-15001500-18001.2-1.5x
Washing machine400-5001200-20003-4x
Electric drill300-600600-12002x
Circular saw1200-15002400-30002x
LED lighting (whole house)100-300100-3001x (no surge)
TV (55-inch LED)80-12080-1201x (no surge)
Desktop computer200-500200-5001x (no surge)
Electric water heater4000-55004000-55001x (resistive)
Space heater150015001x (resistive)

Key takeaway: resistive loads (heaters, incandescent lights) have no surge. Motor loads (pumps, compressors, power tools) have significant surge. Electronics have negligible surge.

Pure Sine Wave vs Modified Sine Wave

Pure Sine Wave

Pure sine wave inverters produce a smooth AC waveform identical to what the utility grid delivers. This is the only type you should use for:

  • Electronics: computers, TVs, routers, chargers
  • Variable-speed motors: modern refrigerators, HVAC blower motors, washing machines
  • Medical devices: CPAP machines, oxygen concentrators
  • Audio equipment: amplifiers, speakers (modified sine wave causes audible buzzing)
  • Laser printers and sensitive office equipment

Pure sine wave inverters cost more (typically $0.30 to $0.80 per watt for quality units) but are the standard for any permanent solar installation.

Modified Sine Wave

Modified sine wave inverters produce a stepped, blocky approximation of a sine wave. They cost roughly half as much as pure sine wave but have significant limitations:

  • Motors run hotter and less efficiently (10 to 20% more power draw)
  • Electronic devices may malfunction, display errors, or produce interference
  • Timer-based devices (microwaves, bread makers) may not keep accurate time
  • Dimmer switches and fan speed controllers will not work properly
  • Battery chargers for power tools may not charge correctly

The only practical use case for modified sine wave is temporary or emergency power for simple resistive loads. For any solar installation, invest in pure sine wave.

String Inverter Sizing for Grid-Tied Solar

Grid-tied solar inverters are sized differently from off-grid battery inverters. Instead of sizing for loads, you size for your solar array's output.

DC-to-AC Ratio

The DC-to-AC ratio is your total panel DC wattage divided by the inverter's AC output rating. Industry standard is 1.0 to 1.3.

  • Ratio of 1.0: 6 kW of panels with a 6 kW inverter. No clipping, maximum harvest even in perfect conditions, but higher inverter cost.
  • Ratio of 1.2: 6 kW of panels with a 5 kW inverter. Slight clipping during the solar noon peak on clear days, but those peak hours are a small fraction of total production. More cost-effective.
  • Ratio of 1.3: 6.5 kW of panels with a 5 kW inverter. More clipping at peak, but still captures 97 to 99% of annual energy in most climates. Best value for moderate climates.

Higher ratios (above 1.3) are used in cloudy climates where panels rarely hit peak output, making clipping losses negligible.

Voltage Window Matching

Your string's operating voltage must fall within the inverter's MPPT voltage range:

  • String Vmp (voltage at maximum power) at the hottest expected temperature must be above the inverter's minimum MPPT voltage.
  • String Voc (open-circuit voltage) at the coldest expected temperature must be below the inverter's maximum DC input voltage.

Temperature coefficients for voltage are listed on your panel's datasheet (typically -0.25 to -0.35% per degree C for Voc). At 0 degrees F (-18 degrees C), Voc can be 15 to 20% higher than the STC rating. Exceeding the inverter's maximum input voltage can permanently damage the unit and void the warranty.

Microinverter Sizing

Microinverters simplify sizing because each panel gets its own inverter. The key rules:

  1. Panel wattage must not exceed the microinverter's rated input. An Enphase IQ8M handles up to about 400W DC. Pair it with panels of 400W or less.
  2. Voc of the panel must not exceed the microinverter's max DC input. Most modern microinverters accept up to 55 to 60V DC, which accommodates all standard residential panels (typically 35 to 50V Voc).
  3. Total system AC output is simply the number of microinverters multiplied by their AC power rating.

Microinverters eliminate string voltage calculations entirely. Each unit operates independently, so shading on one panel does not affect the others. The tradeoff is higher cost per watt and more components to potentially fail.

Sizing for Common System Sizes

System Use CaseTotal Load (W)With 25% Margin (W)Recommended Inverter
RV / camper basics300-500375-625700-1000W pure sine wave
Small cabin (no AC)500-1000625-12501500-2000W pure sine wave
Medium cabin (with well pump)1500-25001875-31253000-4000W pure sine wave
Whole-home backup (essentials)3000-50003750-62505000-6000W pure sine wave
Whole-home backup (with AC)5000-10,0006250-12,5008000-12,000W pure sine wave
Full off-grid home5000-80006250-10,0008000-10,000W split-phase

For whole-home off-grid systems in the US, you typically need a split-phase 120/240V inverter to run 240V loads like well pumps, electric dryers, and central AC.

Common Mistakes to Avoid

Sizing only for continuous watts. If you ignore surge requirements, your refrigerator compressor will trip the inverter every time it cycles on. Always check the surge rating against your largest motor load.

Running the inverter at 100% continuous. An inverter rated for 3000W continuous should not run at 3000W all day. The 125% rule exists for a reason -- heat buildup at full load shortens inverter life significantly.

Forgetting phantom loads. Inverters themselves consume 10 to 50W just being on. In off-grid systems running 24/7, that is 0.24 to 1.2 kWh per day -- a meaningful amount when battery capacity is limited.

Using modified sine wave with sensitive electronics. This can damage equipment. It is not worth saving a few hundred dollars on the inverter to risk thousands in electronics.

Keep Reading

Frequently Asked Questions

What size inverter do I need for my solar system?
For a grid-tied solar system, your inverter should be sized to match your total panel wattage. A common approach is a DC-to-AC ratio between 1.0 and 1.3, meaning a 6 kW panel array would pair with a 5 to 6 kW inverter. For off-grid or battery backup systems, size the inverter based on your maximum simultaneous load plus a 25% safety margin.
What is the difference between continuous watts and surge watts?
Continuous watts is the power an inverter can deliver indefinitely. Surge watts (also called peak watts) is the higher power it can deliver for a few seconds to handle startup loads from motors and compressors. A 3000W continuous inverter might handle 6000W surge. Motors in refrigerators, well pumps, and air conditioners draw 3 to 7 times their running watts at startup, so surge capacity is critical for these loads.
Do I need a pure sine wave or modified sine wave inverter?
Use a pure sine wave inverter for any permanent installation, especially if you are powering electronics, variable-speed motors, medical devices, or sensitive equipment. Modified sine wave inverters are cheaper but can damage or malfunction with these loads. The only appropriate use for modified sine wave is basic resistive loads like incandescent lights or simple heating elements in temporary setups.
What happens if my inverter is too small?
If loads exceed the continuous rating, the inverter will either shut down on overload protection or, worse, overheat and fail. If surge loads exceed the surge rating, motors will not start -- you will hear a hum or click but the compressor or pump will not turn over, and repeated failed starts can damage the motor. Always size with margin.
What happens if my inverter is too large?
An oversized inverter works fine but operates at lower efficiency at light loads. Most inverters are 90 to 97 percent efficient near full load but drop to 80 to 90 percent at 10 to 20 percent load. For off-grid systems where the inverter runs 24/7, an oversized inverter wastes battery capacity on idle consumption. For grid-tied systems, a slightly oversized inverter has minimal downside.
How do I size a string inverter for my solar array?
Match the inverter's DC input voltage range to your string voltage (number of panels in series multiplied by panel Vmp). The inverter's maximum DC input must exceed your string's open-circuit voltage (Voc) at the coldest expected temperature. The inverter's continuous AC output should be 77 to 100 percent of your total panel DC wattage -- this DC-to-AC ratio of 1.0 to 1.3 is standard practice.
How do I size microinverters?
Microinverters are sized per panel. Match the microinverter's rated input to your panel's wattage. An Enphase IQ8M (300W) pairs with 300 to 400W panels. An IQ8A (366W) handles panels up to about 460W. The microinverter's maximum DC input voltage must exceed the panel's Voc. Total system AC output is simply the number of microinverters multiplied by their AC rating.
What is the 125% rule for inverter sizing?
The NEC requires that circuits carrying continuous loads (loads running for 3 hours or more) be rated at 125% of the continuous load. For inverter sizing, this means multiplying your total continuous load by 1.25. If your continuous loads total 2400W, your inverter should be rated for at least 3000W continuous.
Marko Visic
Physicist and solar energy enthusiast. After installing solar panels on my own house, I built TheGreenWatt to share what I learned. All calculators use NREL PVWatts v8 data and peer-reviewed formulas.